If you are thinking of traveling abroad for your education, you may be required to purchase an international health insurance prior to traveling. Study abroad insurance is usually needed in case of unforeseen events like unexpected illness, emergencies, changes and cancellations. In most cases, study abroad programs may require you to purchase an international health insurance, emergency medical expense and evacuation insurance, trip evacuation insurance, travel assistance insurance and academic program insurance.
These insurance can be purchased individually or as parts and all – inclusive package. You may feel that these insurance are expensive, but they are not when compared to the expenses that emergencies, unexpected changes and cancellations can produce.
Types of study abroad insurance
International Health Insurance
This is a type of insurance that supplements the type of health insurance you hold in the United States.
Emergency Medical Expense and Evacuation Insurance
This type of insurance takes care of emergency and evacuations to medical centers where there is high quality of medical care.
Trip Cancellation Insurance
This type of insurance takes care of travel and program expenses when trips or programs are cancelled or delayed through no fault of yours.
Academic Program Insurance
This type of insurance reimburses you the cost of tuition if you are withdrawn from your studies due to circumstances beyond your control.
How Travel Insurance protects you
A study abroad insurance may be expensive, but it can protect you from a lot of unforeseen circumstances like unexpected illness, changes and cancellations. However, it’s important that every student purchases his/her study abroad travel insurance prior to travelling.
How to purchase travel insurance
There are lots of travel insurance companies around us where travel insurance could be purchased. I’m going to talk about a few of them and also provide you with their contact details so you can contact them and purchase a travel insurance.
IntegraGlobal is an international health plan provider since 1999. IntegraGlobal is a U.K. company that has service offices strategically placed worldwide in Europe, North America and Asia. We specialise in providing health plans to organisations and individuals with unique health protection needs, such as expatriates, marine professionals and specialised risks. Our specialty is the uncommon. And we like to apply our understanding and experience to such unique groups rather than trying to put a round peg in a square hole. And by doing so, we are confident of developing unique international health plans that offer you outstanding protection, excellent value and hands-on unbeatable personal service.
Website: www.integraglobal.com, email; [email protected]
The IGI Group
The IGI Group is the largest insurance company in Nigeria and the largest underwriter in West Africa. Insurance remains the flagship of the IGI Group, which has shareholders’ funds in excess of N31 billion and assets base in excess of N45 billion, with subsidiaries and strategic investments in other diverse sectors, notably: Real Estate, Banking, Telecommunications, Mining, Construction, Waste Management and Engineering. IGI Plc operates in 45 branches spread across Nigeria and has subsidiaries in other African countries, notably Uganda, Rwanda, Ghana and The Gambia, with representative offices in London and Washington, DC.
Website: www.iginigeria.com, email: [email protected]