Smart Credit Education Loan for Nigerian Students, 2015


standard chatered bankStandard Chartered bank is offering Nigerian students loans to help cover expenses and improve their lifestyle.


Standard Chartered bank is offering Nigerian students smart credit loan, which is an unsecured personal installment loan. Students with the assistance of friends and family who are employed full time can apply for the loan.

Smart credit provides a fast, easy and simple funding solution. The loans can be used to pay tuition fees, buy personal items like clothes, car among others as well as help with living expenses and other costs.

The loan consists of the following:

Monthly repayments of the loan, for up to 6 years

About 10 million can be borrowed

In a situation of death, credit life insurance is provided, which helps relatives not to be responsible to the bank


Certified identification document

At least a net salary of 50,000 naira

Confirmation letter from employer



Application form completed and signed

Payment statements for the last 3 months

Bank statements for the last 3 months

Copy of organization identity card

Form of identification: international passport, driver’s license, voter’s card, National identity card

Where needed, birth certificate

A letter of confirmation from your employer to confirm that a salary account will be opened for you in Standard Chartered bank

Documents showing place of residence and utility bills

How to apply

Click here for more information on how to apply





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  2. i am a medical student which just gained admission into a medical school in the caribbean but the tuition fee is kind of high i need loan or grant to be able to further my education but frm ur smart credit loan its shows dat d only people that eligible for dis are salary parent are into bussines and they are ready to pay back if this loan is given to me to further my education can i be eligible for dis.

    1. I was also offered admission to study medicine in one of the caribbean school but d fees is much. my parents are seeking a place to get loan too. pls call me on 08147527285

      1. hello, please were you able to get the loan to travel, i also got admission into a caribbean med schl nd i have the same problem pls help if you can. +2348139738838

    1. I need a loan ,have nobody working but will pay the money back after 5 weeks call me on this number if you can help 07065321531

  3. i was also offered admission to study medicine in one of the caribbean schools but the fees is much. my dad is in need of were to get a loan. pls call me on 08147527285

  4. Pls, do you give loans to students studying in Nigeria too? Also I have a job but it does not pay up to #50,000. Can any special arrangement be made about granting me a loan and repayment in my case. Thanks!

  5. hello
    I want to study Aeronautic engr in Ukraine. I have gotten the admission and the total fee for my four years course in dollars will be $225000; My Dad is a civil engineer and can pay back if he can access such loans
    I will appreciate your quick response

  6. hello there
    I just got admission into a school in the Ukraine in Kharkov aerospace university,and the tuition fee for four years will be $22500 in dollars
    My Dad is a civil engineer and can pay for the loan if granted access
    I will appreciate your quick response thanks

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  8. Pls i need a loan i am a students of federal polytechnic bauchi i just gain admission for my HND i don’t have any body working,i don’t know if i can get help dis is my contact 08065760743

  9. Sir,

    I resort to your office for an assistance.

    I humbly apply for a study loan of US$ 6000 in your company.

    I want to use this loan for a 12 months training programme in Master Certificate Mechatronics and Process Control Engineering in India.

    I have some landed properties for to stand as collateral, if such is your requirements .

    Thank you in anticipation.

    Yours faithfully,

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